Downpayment for condo in Singapore ordinarily involves twenty five% minimum amount for financial institution bank loan purchases, with a minimum of five% in funds and 20% hard cash/CPF; for initially housing bank loan, LTV up to seventy five%, Buyer’s Stamp Obligation applies on tiered prices, Supplemental Purchaser’s Stamp Responsibility varies by profile; usual new launch reserving fee 5% cash, remainder of 20% on exercising in choice period of time, progressive payment by design stages; resale involves Option Price (one% cash) then work out (four% cash) and stability; authorized service fees, valuation, mortgage loan obligation, and hearth insurance incorporate to upfront expenditures; related search phrases involve condo downpayment, LTV restrictions, TDSR 55%, MSR not relevant to private, CPF OA usage limits, bare minimum dollars, ABSD remission for married website partners, lender desire fees, lock-in, and pricing sensitivity by district.